Compliance & Privacy Policy
At Finance Fisherman, we are committed to operating with integrity, transparency, and professionalism. As an Australian finance referral service, we connect individuals and businesses with trusted finance brokers, lenders, and funding organisations to help them access suitable lending solutions.
We respect your privacy and are committed to complying with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
Website Disclaimer
General Information
The information provided on the Finance Fisherman website (https://financefisherman.com/) is for general information purposes only and should not be considered financial, legal, taxation, or credit advice.
Finance Fisherman is a finance referral service and does not act as a lender, credit provider, or financial adviser. We assist by referring clients to appropriately licensed finance professionals who assess your individual circumstances and provide credit assistance where appropriate.
While every effort is made to ensure the information on this website is accurate and current, Finance Fisherman makes no representations or warranties regarding the completeness, reliability, or accuracy of the information provided.
You should obtain independent professional advice before making any financial decisions.
Third-Party Services
Finance Fisherman works with a network of independent brokers, lenders, and funding organisations.
Any finance products, services, approvals, loan terms, interest rates, or lending decisions are determined solely by the relevant lender or licensed finance professional.
Finance Fisherman is not responsible for:
- Lending decisions
- Product suitability
- Interest rates
- Fees and charges imposed by lenders
- Third-party websites or services
Liability
To the maximum extent permitted by Australian law, Finance Fisherman excludes liability for any loss, damage, cost, or expense arising directly or indirectly from the use of this website or reliance upon any information contained within it.
Nothing contained on this website limits any consumer rights available under the Australian Consumer Law.
Intellectual Property
Unless otherwise stated, all content on this website including text, graphics, logos, branding, images and design is the property of Finance Fisherman and may not be copied, reproduced, distributed or modified without prior written permission.
Third-party trademarks remain the property of their respective owners.
Terms & Conditions
Acceptance
By accessing or using this website, you agree to be bound by these Terms & Conditions.
If you do not agree with these Terms, please discontinue use of this website.
Website Use
You agree to use this website only for lawful purposes and not to:
- Attempt to gain unauthorised access to systems or data.
- Upload malicious software or viruses.
- Interfere with the operation or security of the website.
- Copy or reproduce website content without permission.
Referral Services
Finance Fisherman operates as a finance referral service.
Submitting an enquiry through this website does not:
- Guarantee finance approval.
- Create a lender-client relationship.
- Guarantee that a finance product will be available.
- Constitute financial or credit advice.
Your enquiry may be referred to one of our trusted licensed referral partners for assessment.
External Links
Our website may contain links to third-party websites for your convenience.
Finance Fisherman has no control over external websites and accepts no responsibility for their content, availability, privacy practices or services.
Changes
Finance Fisherman reserves the right to amend these Terms & Conditions at any time without prior notice.
Continued use of the website constitutes acceptance of any updated Terms.
Privacy Policy
Our Commitment
Finance Fisherman values your privacy and is committed to protecting your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
Personal Information We Collect
Depending on your enquiry, we may collect:
- Full name
- Phone number
- Email address
- Residential or business address
- Employment information
- Income information
- Business information
- Loan requirements
- Financial circumstances
- Any information you voluntarily provide
Why We Collect Your Information
We collect personal information to:
- Respond to enquiries
- Connect you with suitable finance professionals
- Refer your enquiry to appropriate lending partners
- Improve our services
- Communicate with you
- Meet legal and regulatory obligations
How We Collect Information
We may collect information:
- Through website enquiry forms
- By telephone
- By email
- During meetings
- Through authorised representatives
- From finance brokers or lending partners where authorised
- Through cookies and website analytics
Disclosure of Personal Information
We may disclose your information to:
- Licensed finance brokers
- Banks and lenders
- Funding organisations
- Service providers assisting our business
- Identity verification providers
- Professional advisers
- Government authorities where required by law
We only disclose information where necessary for the referral process or where required by legislation.
Referral Partner Information
Finance Fisherman refers enquiries to appropriately licensed finance professionals.
Our regularly used referral partners include:
LC
- Australian Credit Licence (ACL): 384704
- Australian Credit Representative: 524530
- MFAA Member: 559393
FF
- Australian Credit Licence (ACL): 384704
- Australian Credit Representative: 482939
These partners are responsible for providing credit assistance, assessing loan applications, and complying with Australian credit legislation.
Cookies & Website Analytics
Our website may use cookies and analytics services to:
- Improve website performance
- Understand visitor behaviour
- Measure website traffic
- Enhance user experience
Cookies do not generally identify you personally unless you voluntarily provide personal information.
You may disable cookies through your browser settings.
Marketing Communications
With your consent, we may occasionally send information regarding finance products or services.
You may unsubscribe from marketing communications at any time by contacting us or using the unsubscribe link contained within our emails.
Data Security
Finance Fisherman takes reasonable steps to protect personal information from:
- Unauthorised access
- Loss
- Misuse
- Disclosure
- Modification
Information may be stored electronically or in secure cloud-based systems used by our business and referral partners.
Access and Correction
You may request access to your personal information or request corrections if any information is inaccurate or incomplete.
Requests can be made by contacting us using the details below.
Complaints
If you have concerns regarding how your personal information has been handled, please contact us.
We will acknowledge your complaint and aim to respond within a reasonable timeframe.
If you remain dissatisfied, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) or, where applicable, the Australian Financial Complaints Authority (AFCA).
Changes to This Policy
Finance Fisherman may update this Compliance & Privacy Policy from time to time to reflect changes in legislation, industry standards, or our business practices.
The latest version will always be available on this website.
Contact Us
Finance Fisherman
Website: https://financefisherman.com/
Email: info@financefisherman.com
Phone: +61 438 567 820
If you have any questions regarding this Compliance & Privacy Policy or our referral services, please contact us using the details above.